SR-22 Insurance Myths You Might Assume Are True

Insurance Blog

SR-22 insurance is a document that proves an individual possesses the minimum required liability insurance coverage in their state. It is typically mandated for drivers whose licenses are suspended or revoked due to certain traffic violations or accidents. Some common myths around complying with SR-22 requirements need to be clarified for drivers better to understand the implications of this type of insurance. Myth: SR-22 Insurance Is Only Necessary For Those Who Have Committed Serious Traffic Violations 

5 April 2023

2 Things You Can Do To Reduce Your Auto Insurance Bill

Insurance Blog

If you have been thinking about your need or desire to cut down on the amount of money you have to spend every month, you might want to think about starting with reducing the cost of your auto insurance. Even if you think that you found the best deal when you first got your plan in place, it might not be as cheap as you can get it now. Here are two examples of things you can do in order to get your auto insurance premium to be a little more affordable:

22 February 2023

How To Save Money On Flood Insurance

Insurance Blog

The idea of saving money appeals to everyone. So, if you have been paying high flood insurance premiums, there is a way you can reduce them. This article will highlight tips to cut your flood insurance cost.  Increase Your Deductibles As is the case with all types of insurance, you can lower your annual or monthly premiums by simply increasing your deductibles. So, in case a flood occurs and causes damage to your home, you'll have to pay a high amount from your pocket before the flood insurance company compensates you.

5 December 2022

3 Benefits Of Business Insurance

Insurance Blog

There are different types of business insurance. General liability insurance protects your enterprise from various claims like bodily injury and property damage. Data breach insurance guards your company against information loss by paying for identity theft monitoring services. On the other hand, commercial auto insurance will protect you and the employees if you drive company vehicles. This article will discuss the essential benefits of business insurance. Minimize Financial Losses Whether you run a small or big business, you will face risks that can drown your investment in financial distress.

5 December 2022

3 Things To Know About Auto Insurance Liability Coverage

Insurance Blog

Even a safe driver can have an accident on the road, which is why there is auto insurance to protect you from paying for damages that you cause. However, there are many types of auto insurance you can get to protect you in different situations. Here is what you should know about liability insurance coverage. Liability Coverage Is Typically Required To Drive It is important to understand your state's laws regarding liability insurance and how much you must have to be allowed to drive.

24 October 2022

Why Is Home-Based Business Insurance Better Than An Endorsement?

Insurance Blog

If you are starting your own business and have decided to work out of your home, then you have to ensure that you have some insurance coverage. Your home policy isn't likely to give you the protection you need. These policies are not designed to cover business claims and losses, so you'll have to find a way to cover your gaps here. While some home insurers allow you to add extra coverage, known as endorsements, to give you some business protection, you should consider taking out a home-based small business policy instead.

8 September 2022

Understanding Your Truck Insurance Options As an Independent Operator

Insurance Blog

As a professional truck driver, you are aware you need truck insurance. This insurance falls under the commercial category of many insurance agencies. Depending on your truck driving status, you may fall under different insurance plans and coverages. For example, someone who is an independent operator may have different options than a driver who is an employee of a specific company. If you are an independent operator, here are some of the options available to you for your commercial truck insurance.

5 August 2022